Support with money worries
We know things are tough right now. If you're worried about money, we're here with help and support.
Supporting your business
We understand the rising cost of living can affect your business as much as your personal finances. If you're worried about your business, we're here to provide support and guidance on how to keep things running.
M-Track
Our free digital dashboard helps you manage all your business data in one handy place. Keeping a close eye on your finances is essential in these difficult times.
Struggling with repayments
Rising prices can impact Businesses and Consumers in many ways. If you are struggling or worried about repayments, we have a team of experts ready to help.
Pay As You Grow (PAYG)
If you took out a Bounceback Loan (BBL) during the COVID-19 pandemic, make sure you explore your repayment options. You can manage your repayments through the PAYG scheme by paying only interest for a time, taking a repayment holiday or extending the term of the loan.
Get more from business internet banking with our app
Our app is packed full of clever tools and gives you more control at a time when it's even more important. You can budget, manage your ins and outs and make payments easily.
Organisations that can help
British Business Bank
The British Business Bank offers support and guidance for businesses to tackle the cost of living crisis.
Virgin Start Up
Access a supportive and dynamic community to share problems and solutions. Plus a host of digital guides, events and podcasts to help you manage your business.
National Debtline
National Debtline is a charity, giving free and independent debit advice over the phone and online.
StepChange
Access expert advice on all different kinds of debt issues. They'll help you find a practical plan for your financial situation.
PayPlan
Access free debt management and advice. PayPlan can contact people you owe money to and help arrange lower payments.
Citizens advice
Get advice on a huge range of issues, whether it be debt, benefits, housing or gambling. Citizens Advice can offer support.
Citizens advice Scotland
Get advice on a huge range of issues, whether it be debt, benefits, housing or gambling. Citizens Advice Scotland can offer support.
Breathing Space
A confidential phoneline for anyone in Scotland over the age of 16, feeling low, anxious or depressed.
Shelter
Help for homing issues from homelessness, private renting, repairs, mortgage repossession and more.
Let's talk it over
The sooner we know, the more we can help. Just call your relationship manager or speak to one of our business experts on
0800 756 0800
Alternatively, you can tell us online or in Store if you'd like to request support.
Call charges and informationCalls are free from UK landlines and personal mobile phones.
Calls may be recorded for training and quality purposes.
More money tips from us
The essential guide to mastering your cashflow management
Managing your cashflow can be daunting, especially in the current climate. So, we asked financial journalist, Simon Read to round up the best ways you can manage, monitor and improve your cashflow for business success
Five tips to get businesses through the cost of living crisis
The cost of living is soaring and you’ll need to do what you can to strengthen your business’s financial footing. Here’re some top tips for surviving rocketing prices, according to finance journalist Harriet Meyer
How to manage your wellbeing as a business owner
Looking after your wellbeing should never be the last thing on your to-do list, but for many busy business owners, it is. Here are seven simple ways you can maintain a healthy mind while running a successful business.
Let's talk about it
Our digital care team can help you too. Chat to them on Facebook, Twitter, Instagram or TikTok and follow us there for money tips.
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