Virgin Atlantic Credit Card
Earn up to 36,000 bonus points with a Virgin Atlantic Reward+ Credit Card. Representative 69.7% (variable).
Annual fee and terms apply. Offer available until 13 October 2025. Minimum spend required for maximum bonus points.
Check your eligibility
Let the good times roll
Clock up Virgin Points with your Virgin Atlantic Credit Card and discover a world of rewards.
Here's how it works
- From your next coffee to the weekly shop, you’ll earn Virgin Points on all your day-to-day spending
- Get some Virgin va-va-voom when you spend with Virgin Atlantic and Virgin Holidays – we’ll double your points
- Unlock fabulous flight upgrades to Premium or Companion tickets with Virgin Atlantic's Flying Club when you reach the required spending level
- Discover 200+ ways to spend your Virgin Points with Virgin Red, the rewards club from Virgin. Hotels, cinema tickets, epic experiences and little treats – the choice is yours!
- Take your card on holiday and enjoy no foreign exchange fees on spending in Europe Foreign transactions have a 2.99% fee. This fee does not apply to transactions in Euros, Swedish Kronor or Romanian Lei made within the European Economic Area (EEA).
Choose the card that suits you
Virgin Atlantic Reward+ Credit Card
Get up to 36,000 Virgin Points!
Earn 18,000 welcome bonus points
With your first card purchase, made within 90 days of taking out the card.†
Get an extra 18,000 bonus points
Apply before 13 October 2025 and spend £3,000 within 90 days of taking out the card.†
1.5 Virgin Points
for every £1 spent on everyday purchases. Earn double points when you spend direct with Virgin Atlantic or Virgin Holidays.*
Earn a flight upgrade
Spend £10,000 or more a year on purchases to earn an upgrade or companion ticket. Terms apply.
Virgin Atlantic Reward Credit Card
Get up to 6,000 Virgin Points!
Earn 3,000 bonus points
With your first card purchase, made within 90 days of taking out the card.†
Get an extra 3,000 bonus points
Apply before 13 October 2025 and spend £1,000 within 90 days of taking out the card.†
0.75 Virgin Points
For every £1 spent on everyday purchases. Earn double points when you spend direct with Virgin Atlantic or Virgin Holidays.*
Earn a flight upgrade
Spend £20,000 or more a year on purchaes to earn an upgrade or companion ticket. Terms apply.
† To benefit from the points earned on either the Virgin Atlantic Reward Credit Card or Virgin Atlantic Reward+ Credit Card, you need to be a member of the Virgin Atlantic Flying Club. You will also need to link your Flying Club number to your credit card, if you don't by 11 January 2026 you won't recieve your additional bonus points for reaching the minimum required spend. Join Virgin Atlantic Flying Club.
* The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purcahses in a month. If you spend more than that, then you won't earn points on any additional spending.
We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points. You'll only earn double points when you spend directly with Virgin Atlantic and Virgin Holidays. We'll add your points to your Flying Club account every month within 5 days of your credit card statement. Virgin Points is the rewards currency provided by the Virgin Group rewards programme and managed by Virgin Red. A Virgin Red membership is required to redeem Virgin Points. Virgin Red reward programme.
Browse all our credit cardsVirgin Points mean prizes
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Virgin Points are your ticket to good times. Use our handy calculator to see how many Virgin Points you could earn annually.
Heads up, our calculator doesn't take into account any promotional offers, so if you apply for one of our cards during an offer period, there will be even more points coming your way.
How much will you spend on your Virgin Atlantic Credit Card each month?
If you spend £650 each month, in a year you'll earn
Virgin Atlantic Reward+ Credit Card
11,700
Virgin Points
Spend £10,000 or more over 12 months to earn an additional reward. Terms apply. Link opens in a new window
Virgin Atlantic Reward Credit Card
11,700
Virgin Points
Spend £20,000 or more over 12 months to earn an additional reward. Terms apply. Link opens in a new window
Where will your Virgin Points take you?
3,000
Virgin Points
Pay less for your next great escape with a fabulous Points Plus Money discount
6,000
Virgin Points
See the bright lights of New York, one-way Saver seats start from 6,000 points1
15,000
Virgin Points
Travel in style. Get an off-peak upgrade to Premium seats from London to New York2
30,000
Virgin Points
Check out the City by the Bay with off-peak Economy reward return flights from London to San Francisco2
1Seats at Saver price points are subject to availability and will not always be available in every cabin or on every flight.
2Points needed to redeem offers varies depending on season, route and demand. Taxes, fees and carrier-imposed surcharges apply, and will be shown at the time of booking.
Get inspired with more ways to spend your Virgin Points
Learn moreRed hot rewards
You'll also find hundreds of ways to spend your points with Virgin Red. From extraordinary experiences to everyday treats, the choice is yours!
Discover Virgin Red
Check your eligibility
Before you apply, use our card checker
- know your chances of being accepted
- it only takes a few minutes
- it won't affect your credit score
To manage your card, you'll need the Virgin Money Credit Card app.
Check your eligibilityYour questions answered
Points are earned for every £1 spent on card purchases. You won’t earn points on any cash transactions, balance transfers or money transfers.
With a Virgin Atlantic Reward Credit Card you'll earn 0.75 points for every £1 you spend. Or, if you have chosen the Virgin Atlantic Reward+ Credit Card with a £160 annual fee, you'll earn 1.5 points for every £1 you spend. Every time you spend direct with Virgin Atlantic and Virgin Holidays you'll also earn double Virgin Points.
We calculate the points earned on each transaction, including points on parts of £1 spent. This total amount is then rounded up to the nearest whole point and added to your Flying Club account within 5 days of your monthly statement.
The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending. We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points.
You must have provided Virgin Money with a valid Flying Club number in the name of the main account holder to earn your Virgin Points.
You can choose from a huge range of rewards such as flights and upgrades with Virgin Atlantic and our airlines partner, as well as other rewards like hotel stays, spa days and so much more.
You’ll find links to the Virgin Atlantic Flying Club and Virgin Red from the app. Just tap ‘Virgin Atlantic Rewards Lounge'.
There’s a cap on the Virgin Points you can earn each month based on your credit limit.
So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, you won’t earn points on that bit. We’ll reset the counter every month on the date of your credit card statement.
The cap doesn't apply to bonus points.
In the app just tap ‘Virgin Atlantic Rewards Lounge'. If you've given us your Flying Club number, you'll be able to see the points you've earned with your credit card during your last statement period.
If you can't see your points, it's usually because we don't have your Flying Club number. To update this in the app, go to the same screen (tap ‘Virgin Atlantic Rewards Lounge') and enter your Flying Club number - it's a 10-digit number which starts with a 1. It may take a few days for this to update, so keep checking back. If there are any issues, we'll let you know.
Having trouble?
- If you’ve forgotten your number, or you’re not yet a member, visit Flying Club.
- If you’ve tried to add this and your number isn’t recognised, please check to ensure the name and date of birth on your Flying Club account match those provided on your credit card profile.
- You can only link a Flying Club account in your name, so if you’ve used someone else’s account, please update this to your own Flying Club number.
The legal bits
Time to give your scrolly finger a workout
- Reward Credit Card Flying Club Terms and Conditions
- Reward+ Credit Card Flying Club Terms and Conditions
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.
Credit is available, subject to status, only to UK residents aged 18 or over.
When you apply for a credit card, we check your credit report to ensure we are lending responsibly. This check stays on your credit report. It may be used by other providers to decide whether to offer you their lending products.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.