Virgin Money current accounts
Zero fees when you spend overseas
And rewarding rates to boost your holiday savings. Perfect for your summer getaway.
View current accounts
Apply and fly!
Earn up to 36,000 bonus Virgin Points when you apply for a Virgin Atlantic Reward+ Card. Swap for flights and upgrades for your next adventure.
Representative 69.7% APR (variable). Annual fee and terms apply. Offer available until 13 October 2025. Minimum spend required for maximum bonus points. Credit subject to status.
Virgin Atlantic Credit CardsNo-nonsense products we're proud of
When it comes to banking, you want an honest deal with no surprises. So we'll always tell you the things you really need to know up front.
Current accounts
Our current account is where the smart money goes.
Credit cards
Know if you'll be approved for a credit card before you apply.
Business accounts
Working hard to help you grow your business.
Savings
See our range of savings accounts and Cash ISAs.
Mortgages
We're experts at making mortgages easy.
Personal Loans
Find out if you're eligible without making a full application.
Insurance
Cover for you and all the things you love.
Investments
Designed to let everyone benefit from the stock market.
Pensions
Simple to set up, easy to keep track of and super flexible.
Mortgage Charter support for our customers
Worrying about your mortgage payments lately? We can now do even more to help.
See what support is availableSave with confidence
As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.
View the FSCS guarantee
Have you joined Virgin Red yet?
Join the rewards club that revolves around you.
Virgin Red terms apply Link opens in a new window. UK only. 18+.
Discover Virgin Red
Virgin Money Branches
A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives.
Open plan layouts, shoulder-to-shoulder service and relaxed discussion spaces are just a few of the ways that people can manage their money in a modern way. Virgin Money Branches give everybody a space to learn, work and play.
Discover our Branches
Bank with the best
We don't like to brag but it's good for you to know that other people have given us a thumbs up too. You don't just have to take our word for it. Here are a few awards we've won.
Best Reward Current Account Provider (Your Money 2023)
Best Current Account Provider (Moneyfacts Awards 2022)
Best Cash ISA Provider (Your Money 2023)
Best investment ISA - small portfolio (Your Money 2022)
Best Mortgage Provider (Your Money 2022)
Best buy-to-let mortgage provider (Moneyfacts Awards 2019 - 2022)
Best buy-to-let lender (Mortgage Finance Gazette 2021)
Service that's about smiles not sales
Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.
You'll experience it every time you chat with our customer service advisers. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.
