Virgin Money's business will become part of Nationwide on 2 April 2026, subject to Court approval.
Credit card offers that take a weight off
Get up to 35 months with no interest on balance transfers. Win, win!
Representative example: If you borrow £1,200 at a purchase rate of 27.9% (variable) a year, your representative APR is 27.9% (variable).
Terms and conditions apply, credit is subject to status. Fees may apply.
Balance transfer cards
Virgin Money Cashback
Sign up once. No faff. No activations. Just cashback when you use your debit card, credit card or both.
Offers are subject to change and availability.
Check out full offer terms in the app.
Our branches are here to stay
We've extended our promise to keep all our branches open until at least 2030.
Find out more and find your nearest branch
No-nonsense products we're proud of
When it comes to banking, you want an honest deal with no surprises. So we'll always tell you the things you really need to know up front.
Current accounts
Our current account is where the smart money goes.
Credit cards
Know if you'll be approved for a credit card before you apply.
Business accounts
Working hard to help you grow your business.
Savings
See our range of savings accounts and Cash ISAs.
Mortgages
We're experts at making mortgages easy.
Insurance
Cover for you and all the things you love.
Need some support?
Whether you're dealing with money worries or something else that's making it harder to bank with us, we're here to help.
Mortgage Charter support for our customers
Worrying about your mortgage payments lately? We can now do even more to help.
See what support is availableSave with confidence
As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £120,000 per person.
View the FSCS guarantee
Have you joined Virgin Red yet?
Join the rewards club that revolves around you.
Virgin Red terms apply Link opens in a new window. UK only. 18+.
Discover Virgin Red
Virgin Money Branches
A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives.
Open plan layouts, shoulder-to-shoulder service and relaxed discussion spaces are just a few of the ways that people can manage their money in a modern way. Virgin Money Branches give everybody a space to learn, work and play.
Discover our Branches
Bank with the best
We don't like to brag but it's good for you to know that other people have given us a thumbs up too. You don't just have to take our word for it. Here are a few awards we've won.
Personal Finance Provider of The Year – (Moneyfacts 2025)
Best Service from a Business Bank – (Business Moneyfacts 2025)
Commended Best Remortgage Provider – (Moneyfacts 2025)
Best Buy To Let Mortgage Provider – (Moneyfacts 2025)
Best investment ISA - small portfolio - (Your Money 2025)
Best Credit Card Provider – (Your Money 2025)
Service that's about smiles not sales
Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.
You'll experience it every time you chat with our customer service advisers. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.
Our partner programmes
1. AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
2. Gross rate interest is the interest payable without taking account of any tax payable.